Your car is one of the most important investments you will ever make. It is common to feel anxiety over protecting your vehicle. Many car owners seek reassurance through protection coverage against the myriad of mechanical and electrical issues that can arise. Navigating the differences between a motor vehicle services warranty, a vehicle protection plan, and other support options can be overwhelming. Read on to find the best path for you.

What Is a Motor Vehicle Services Warranty?

The price of a brand-new or certified pre-owned vehicle almost always includes a standard factory warranty issued by the car manufacturer. However, laws and practices around used car warranties vary by state, so not all used cars come with warranties. Some dealerships offer only limited warranties on used vehicles.

Many car owners want more peace of mind through additional coverage. A motor vehicle services warranty, also called an “extended warranty,” is a supplementary package to the standard or limited warranties. An extended warranty is bought from the manufacturer or dealership and extends warranty coverage for a fixed period or number of miles. This type of contract will also only cover a specific list of malfunctions or defects that could occur.

What Is a Vehicle Protection Plan?

While it is also often referred to as an “extended warranty,” a vehicle protection plan is technically a different service offering a unique set of benefits. Depending on the state, vehicle protection plans can be called “mechanical breakdown insurance,” a “vehicle service contract,” or an “auto service contract.” Our team at autopom! provides mechanical breakdown insurance for California residents, and vehicle service contracts to residents of other states across the US.

Similar to a motor vehicle services warranty, a vehicle protection plan will expire after a certain amount of time or miles driven. Instead of going through the manufacturer or car dealer, a vehicle protection plan is a contract between the car owner and an independent company. Like the other alternatives listed, it can still protect against pricey out-of-pocket repairs.

A vehicle protection plan does not cover routine upkeep or maintenance; however, it will protect against unexpected mechanical and electrical breakdowns, which make up car owners’ greatest expenses.

Vehicle protection plan coverage varies depending on the specific contract purchased. It can include extensive coverage of essential components including, but not limited to:

  • Steering
  • Brakes
  • Transmission
  • Engine
  • Air conditioning

It is important to note that vehicle protection plans do not cover routine maintenance for things that need regular replacement such as:

  • Spark plugs
  • Light bulbs
  • Oil changes
  • Tires
  • Fluid flushes

Motor Vehicle Services Warranty vs. Vehicle Protection Plan: Which to Choose?

While a motor vehicle services warranty can be incredibly useful, a vehicle protection plan will offer you more flexibility with terms and coverage amounts to protect against unforeseen expenses and keep you on the road with minimal interruptions. Here at autopom!, we know how important your vehicle is. That a little extra peace of mind can go a long way. Contact us now for a free quote on your vehicle protection plan and a full list of coverage options available.