Can you imagine your life without an automobile? Unless you live in a city like New York or San Francisco, probably not! Most people in America drive their cars every day and could not earn a living or keep up with daily activities without one. While most people think of their personal use vehicles, many people have also vehicles that are for commercial use. But what exactly does “commercial use” mean?

In the United States, a vehicle is designated as “commercial” when it is titled or registered to a business. However, a vehicle may also be considered a commercial vehicle if it:

  • Is owned by a company or business
  • Is used for transporting goods or paid passengers
  • Is used for business, but is in an individual’s name, such as a sole proprietor
  • Is used to haul any hazardous materials
  • Is a leased vehicle, and is under the name of the financial institution that owns it
  • Exceeds a certain weight or class and is therefore “classified” as a commercial vehicle, even though it may not be commercially used or owned. On average, a weight rating of 26,000+ pounds is considered commercial.

One thing to note is that it is possible for a vehicle to be used for a business, and remain privately licensed, even if it is not used exclusively for the business. This normally depends upon the amount of time the vehicle is used for business.

It can sometimes be difficult to tell the difference between a commercial and personal vehicle. And, in some cases, a vehicle can be both a personal and commercial vehicle, such as vehicles used in the ride-sharing services Lyft and Uber. Knowing about the different classifications for commercial vehicles can be helpful in understanding this better. Here are several different types of vehicles that could be classified as commercial:

  • Semi Trucks
  • Taxi
  • Bus
  • Limo
  • Trailers
  • Tow Trucks

To take this a step further, there are many other ways a vehicle can be considered commercial. Using the vehicle to tow items, farm or ranch, for construction, or for the delivery of goods can all qualify it as a commercial vehicle. Even though it may be considered a commercial vehicle, it is still possible to acquire an extended warranty, or a vehicle protection plan, for the vehicle. To see if your vehicle qualifies for a vehicle protection plan, contact Autopom today. With this extended coverage, you will be able to get repairs done for your vehicle’s mechanical breakdowns, with little to no money out of your pocket. If you are worried about being able to afford the out-of-pocket expenses a major vehicle repair can cause, a vehicle protection plan can help you! If you are interested in learning more and getting a quote, one of the friendly representatives at Autopom is ready to assist you. Not only will they provide you with a quote, but also assist you in going through the contract and make sure you fully understand what is covered, to assure that all your needs are met. To start down the road to automotive peace of mind, contact autopom! today.