Take a moment and think about how much you rely on your car. It gets you to the store, a friend’s house, and work. It makes sense that you want to keep it running without going broke. A vehicle warranty can do that for you. But how do you find the best car warranty options?
Why Do You Need a Vehicle Warranty?
A car protection plan may not be at the top of your shopping list for a car you just bought, but it should be. Eventually, nearly every car will have some type of problem that needs fixing. While auto insurance will cover damage caused by crashes and other collisions, you’ll be on your own for a breakdown.
Major car repairs can cost a lot of money. What if something goes wrong with your transmission and you need to replace it? This unexpected auto work could easily cost $4,000 or more. If your car doesn’t have a protection plan, you must find a way to front the cost. You could use a credit card or take a big chunk out of your savings, but both options can hurt your finances.
By checking out your different options and picking the right coverage level, you can have this repair and others covered without breaking the bank. That’s the value of getting a great coverage plan.
Take Your Time to Find the Best Car Warranty
Once you’re ready to get extra protection for your car, it’s time to learn how to pick a vehicle warranty. Different plans offer unique balances between coverage and budget, so you should consider what you need carefully to make sure you get a plan that works well for your life. Here are a few steps to follow as you shop.
1. Research Your Car
Before you start looking at coverage plans, it is a good idea to research your car. Look at auto reviews and forums to see if any problems are common for your make and model of vehicle.
You may find that your car model tends to have drivetrain issues after about 150,000 miles on the road. If this is the case, the best car warranty for you probably should include drivetrain coverage. After all, your coverage is only useful if it takes care of the issues that affect you and your car.
It’s also a good idea to research the car repair costs for the different systems in your vehicle. You may find that some common issues may be affordable to fix, while others would be out of your reach.
2. Consider Your Budget
Once you know what problems your car is likely to have, examine your budget to estimate what repairs you can and cannot afford. You may decide that it makes better budgetary sense to go with a mid-level plan if your car isn’t known to need many major repairs over its lifespan. On the other hand, you might find it more reasonable to pay more in premiums now and prevent big repair bills later.
You should also look into the perks that you can add to help you save money. Assistance with rental cars, paying for roadside help, and trip interruption reimbursement are all bonuses that you can get.
3. Talk to a Representative
Finally, talk with a representative from the company you’re considering. While it’s easy to find a lot of information online, a team member will help you understand the nuances of coverage.
Sometimes the state you live in could have specific laws when it comes to coverage plans that will impact your coverage and premium payments. There may also be exemptions or special rules for cars over a certain mileage or age. By talking with a representative and going over the details of the best car warranty for your vehicle, you can make sure there are no surprises.
A representative will also explain how to use your plan when needed. He or she can tell you what to do if you have an incident away from home and how to choose your repair shop when you need something fixed.
4. Pick Your Coverage Level
By talking to a representative about the needs of your vehicle and budget, you can pick a coverage plan that matches them.
For example, autopom! offers vehicle warranty alternatives commonly referred to as “vehicle protection plans.” These plans include Powertrain-Plus options, Mid-Level options, and Exclusionary plan options. Each option will give you a different amount of coverage and help with auto repairs.
With the Powertrain Plus plan, you can expect help paying for repairs to your engine, transmission, axles, and other essential components.
The Mid-Level plan covers everything from Powertrain Plus level and adds additional coverage for electrical systems, brakes, and more.
You can get even more coverage with the Exclusionary plan, which covers everything except a specific list of excluded items.
Protect Your Money with a Coverage Plan today!
Following these steps will help you find the right protection to safeguard your vehicle and your wallet. Instead of having to scrap your car because of a bad engine, you can get a repair and put it back on the road. A car is a major investment and something many people rely on every day, so take care of it and your bank account with the best car warranty for your situation.
You should also consider getting an extended warranty alternative like a vehicle protection plan from autopom! Most warranties offered by dealerships have limitations when it comes to where you can take your vehicle for repairs, whereas third-party options typically do not have that limitation. Get a quote from autopom! today to see what options are available for your vehicle.
